Fast, Flexible Financing for Fix & Flip Investors in Arizona

Are you a real estate investor in Phoenix, Mesa, or Tucson, Arizona looking for a dependable fix and flip financing partner? You’re in the right place. At Archwest, we specialize in fast, flexible, and competitive fix and flip loans tailored for investors across Arizona’s most active markets. With deep local market insight and a commitment to quick approvals and seamless funding, we help you move fast, stay competitive, and maximize your returns.

What Is a Fix & Flip Loan?

A fix & flip loan is a short-term, asset-based loan designed specifically for real estate investors aiming to purchase, renovate, and resell properties quickly. Typically spanning 6–24 months, it covers both the acquisition and rehab costs, offering a fast, flexible alternative to traditional financing.

How Our Fix & Flip Loan Works

Quick Inquiry & Pre-Approval

Submit basic project details and property info. You’ll receive a loan quote within 24 hours, and many fundings close in as little as 7–14 days.

Underwriting & Due Diligence

We evaluate based on property value—especially ARV—and your renovation plan. No extensive credit checks, but we do look for some investor experience.

Fast Closing & Funding

Funds available usually in under two weeks (often within 7 days). Purchase and rehab draws (up to 100%) are released as construction progresses.

Renovate, Sell & Exit

Loan term lasts 6–24 months (plus extensions). Interest-only payments during renovation, with a balloon payment due at sale or refinance.

Fix & Flip

Loan Amounts: $150K to $5M+
Up to 93.5% LTC / 100% Rehab
6 to 24 Months + Extension
Interest-only during rehab, no prepayment penalties
Quote in 24 hours; closing in as fast as 7 days

The Benefits for Arizona Investors

Close quickly on underpriced or auction properties in the competitive Phoenix, Mesa, and Tucson markets.
Maximize leverage with high LTC, preserving your capital for multiple deals or larger renovations.
Only pay interest on drawn funds, optimizing your holding costs during renovation. Streamlined funds disbursement via draws backed by inspections, keeping your project timeline smooth.
No prepayment penalties, ensuring flexibility at exit.

Why Choose Us in
Phoenix • Mesa • Tucson

Our fix & flip loans are tailored for Arizona’s dynamic real estate markets:

Fast approval and funding to help beat other investors
Asset-based underwriting—credit score is secondary
Coverage across non-owner-occupied SFRs, condos, townhomes, and ADUs
Investor-focused documentation: light yet thorough
Local support with deep knowledge of Phoenix, Mesa, & Tucson trends

We Serve All of Arizona

From Phoenix Metro (Phoenix, Mesa, Chandler, Scottsdale) to Tucson Metro, we back fix & flip projects across urban, suburban, and expanding neighborhoods.

Funding That Fits Your Strategy

Our Fix and Flip loans provide the speed and flexibility you need to purchase, renovate, and sell properties profitably. With competitive terms and tailored solutions, we’re here to help you achieve your investment goals.

Term Sheet Within 24 Hours

Closings as Fast as 7 days

Interest on Drawn Amounts Only

100% of Rehab Funding Available

Proven Team. Trusted Lending Partner.

With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.