Flexible, Fast Construction Financing for Phoenix, Mesa, Tucson & Beyond
Looking to build new residential properties in Arizona? Archwest Capital offers fast and flexible ground-up construction loans for real estate investors and developers across the state. Whether you’re building spec homes in Phoenix, developing rentals in Mesa, or creating new communities in Tucson, we’ve got you covered with investor-friendly financing.
What is a Ground Up Construction Loan?
A ground-up construction loan provides short-term financing to cover the full development of a new residential property—from land acquisition through permitting and build-out. These loans are designed for investors and builders who want to:
- Build new single-family or small multifamily homes (up to 9 units)
- Finance construction from the ground up on vacant lots or teardown sites
- Tap into the high-growth Arizona real estate market with fast funding and flexible terms
Why Build in Arizona?
Arizona continues to attract new residents and investors due to its strong population growth, rising home values, and business-friendly climate. With high demand for new housing and limited inventory, there’s never been a better time to build.
Phoenix, Arizona Construction Loans
Build at the Heart of Arizona’s Housing Boom
Ideal Projects:
Phoenix ranks among the top U.S. cities for real estate investment, with massive demand for new builds driven by job growth, tech migration, and low housing inventory.
- Infill construction in Central Phoenix, South Mountain, and Roosevelt Row
- Build-to-rent developments in West Valley suburbs like Avondale and Peoria
- Spec home construction near new employment hubs
Why Phoenix?
The metro area’s strong rental demand and steady appreciation make it a high-upside market for ground-up builders.
Mesa, Arizona Construction Loans
Develop in the East Valley's Fastest-Growing Market
Mesa offers opportunities for investors to build in both established and up-and-coming neighborhoods. It’s ideal for affordable housing, starter homes, and small multifamily developments.
Ideal Projects:
- Entry-level single-family homes in Eastmark and Las Sendas
- Build-to-own in Dobson Ranch and Desert Uplands
- Infill and redevelopment opportunities across Downtown Mesa
Why Mesa?
Mesa combines strong schools, expanding infrastructure, and affordability — making it a top pick for new construction.
Tucson, Arizona Construction Loans
Build in Arizona's Underrated Investment Gem
Tucson offers affordable land and strong demand for rentals and starter homes, particularly among students, military families, and retirees.
Ideal Projects:
- Affordable single-family builds in Vail, Rita Ranch, and Marana
- Rental housing near University of Arizona and Davis-Monthan AFB
- Infill lots in Barrio Viejo and Armory Park
Why Tucson?
A growing job base and rising home values make Tucson a smart play for builders looking to scale.
Why Archwest?
- Loan Amounts: $250K to $5M+
- Up to 90% LTC / 70% LTARV
- 12 to 24 Months + Extension
- Interest-only payments during build
- Fast closings, flexible draw schedules, and personalized service
Funding That Fits Your Strategy
Our Fix and Flip loans provide the speed and flexibility you need to purchase, renovate, and sell properties profitably. With competitive terms and tailored solutions, we’re here to help you achieve your investment goals.
Term Sheet Within 24 Hours
Closings as Fast as 7 days
Interest on Drawn Amounts Only
100% of Rehab Funding Available
Proven Team. Trusted Lending Partner.
With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.
