Build from the Ground Up in the Nation’s Most Dynamic Market
Whether you’re an experienced developer breaking ground on your next residential project in Brooklyn or a seasoned investor building in the fast-growing neighborhoods of Jersey City, Archwest Capital provides reliable financing tailored to your needs. Our Ground-Up Construction Loans are exclusively for experienced builders across the New York, Newark and Jersey City metro area, offering the flexibility, speed, and local expertise you need to bring your vision to life.
What is a Ground Up Construction Loan?
A ground-up construction loan finances the entire process of building a property from the ground up, including land acquisition, site preparation, and vertical construction. Here’s how it works:
- Pre-Approval & Underwriting: Submit your project plans, construction budget, timeline, and experience. We underwrite based on your scope and local market conditions.
- Initial Funding: Upon closing, funds are disbursed to acquire the land or refinance an existing lot.
- Construction Draws: Funds are released in stages based on completed work. A third-party inspection verifies progress before each draw.
Completion & Exit Strategy: Once construction is complete, you can sell the property or refinance into a long-term rental loan, like our DSCR Rental Loan, if you plan to hold the asset.
Why Build in New York Newark Jersey City?
Choosing a ground-up loan in the New York–Newark–Jersey City area opens the door to powerful investment potential:
- Build to-market demand in high-growth neighborhoods
- Maximize returns by customizing every square foot
- Control costs and quality from the start
- Capitalize on urban infill and underutilized lots
- Bridge the financing gap between raw land and a profitable, income-generating asset
Whether you're building townhomes in Queens, a duplex in Newark, or an infill project in the Bronx, Archwest Capital is your trusted partner for strategic real estate funding
Ready to Build in NY, NJ?
Contact our team today to discuss your project and get pre-approved.
Get started with a Ground-Up Construction Loan tailored to the NYC metro fast, flexible funding with expert support every step of the way.
Ground Up
- Loan Amounts: $250K to $5M+
- Up to 90% LTC / 70% LTARV
- 12 to 24 Months + Extension
- Interest-only payments during build
- Fast closings, flexible draw schedules, and personalized service
Funding That Fits Your Strategy
Our Fix and Flip loans provide the speed and flexibility you need to purchase, renovate, and sell properties profitably. With competitive terms and tailored solutions, we’re here to help you achieve your investment goals.
Term Sheet Within 24 Hours
Closings as Fast as 7 days
Interest on Drawn Amounts Only
100% of Rehab Funding Available
Proven Team. Trusted Lending Partner.
With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.
