Fuel your next real estate development project with flexible, reliable ground-up construction financing tailored to the PA-NJ-DE-MD metro area.
Whether you’re building in Center City Philadelphia, revitalizing a Camden neighborhood, or expanding into Wilmington or the Delaware-Maryland suburbs, Archwest Capital offers smart capital solutions that align with your project timeline and vision.
What We Provide
At Archwest Capital, we specialize in private lending solutions for residential real estate investors and builders. Our Ground Up Construction Loans are designed to support builders developing single-family or multi-family residential properties from the ground up. With decades of experience in real estate finance and market insight across the Mid-Atlantic, we make it simple to scale your construction business with confidence.
Ground Up
- Loan Amounts: $250K to $5M+
- Up to 90% LTC / 70% LTARV
- 12 to 24 Months + Extension
- Interest-only payments during build
- Fast closings, flexible draw schedules, and personalized service
How a Ground-Up Construction Loan Works
A Ground Up Construction Loan provides funding for the acquisition of land (if needed) and the full cost of construction. After underwriting and project approval, funds are disbursed in draws aligned with the building stages, land acquisition, foundation, framing, roofing, MEP systems, and final finishes.
Key steps include:
- Loan Approval – Submit project details, plans, and budget.
- Close & Fund – Quick closing so you can get started without delays.
- Draw Management – Funds are released in stages upon inspection.
- Exit Strategy – Refinance into a rental loan or sell at completion.
This type of loan is ideal for builders looking to control quality, maximize resale value, and build equity from the ground up.
Benefits of a Ground-Up Construction Loan
- Leverage capital efficiently – Build more with less out-of-pocket funding.
- Maximize ROI – Take advantage of rising demand in markets like Northern Liberties, South Jersey, or suburban Delaware.
- Custom construction control – Design and develop properties to match market demand.
- Bridge to long-term financing – Seamlessly transition to DSCR or rental loans upon completion.
Ready to break ground in Philadelphia-Camden-Wilmington?
Partner with Archwest Capital and build with confidence.
Funding That Fits Your Strategy
Our Fix and Flip loans provide the speed and flexibility you need to purchase, renovate, and sell properties profitably. With competitive terms and tailored solutions, we’re here to help you achieve your investment goals.
Term Sheet Within 24 Hours
Closings as Fast as 7 days
Interest on Drawn Amounts Only
100% of Rehab Funding Available
Proven Team. Trusted Lending Partner.
With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.
