Fix & Flip Loan in Philadelphia, PA
Archwest provides flexible fix and flip financing that helps Philadelphia investors renovate and sell with confidence.
- Fast closings so you never miss a deal
- Funding based on the property, not just your credit
- Dedicated support from application to payoff
LOAN STRUCTURE
Loan Terms That Fit Every Philadelphia Fix & Flip Deal
See the loan amounts, terms, and leverage available on every Philadelphia fix and flip loan we fund, sized to fit your project and property type.
Term
6 to 30 Months
Loan Amount
$200K to $5M+
LTC
Up to 95%
Purchase Price
Up to 92.5%
- Non-Owner Occupied
- SFR
- Condo
- Townhome
- 2-4 Plex
- Multifamily Up to 9 Units
- ADU Conversions
LOAN HIGHLIGHTS
Funding That Fits Your Strategy
Fix and flip financing built around your strategy. Get the capital, leverage, and flexible terms you need to purchase, renovate, and sell properties profitably.
Term Sheet Within 24 Hours
Get moving fast with quick turnaround on your loan terms, so you’re not stuck waiting to lock down a competitive property.
Closings as Fast as 3 Days
Speed matters in fix and flip investing, and our streamlined closing process helps you beat out other buyers on time-sensitive deals.
Interest on Drawn Amounts Only
Keep your holding costs down by paying interest only on the rehab funds you’ve actually drawn, not the full loan amount upfront.
100% of Rehab Funding Available
Whether you’re tackling a light cosmetic refresh or a heavy structural rehab, we can fund the full scope of your renovation budget.
PROJECT TYPES
Built for Every Level of Fix & Flip
From light cosmetic updates to full structural rebuilds, our fix and flip loans are structured to fund the right scope of work for your project.
RECENTLY FUNDED
Fix & Flip Projects We’ve Funded in Philadelphia and Across Pennsylvania
FAQ
Frequently Asked Questions
Answers to common questions about working with Archwest Capital.
How does a fix and flip loan work?
A Fix & Flip Loan is a short-term financing solution designed for real estate investors looking to purchase, renovate, and resell properties quickly. These loans cover both acquisition and renovation costs, providing the capital needed until the property is sold.
What credit score do I need for a fix and flip loan?
Archwest generally requires a minimum average FICO score of 680 for loan eligibility. Alongside credit, Archwest also weighs the strength of the deal and the investor’s track record, rather than relying solely on personal income documentation the way traditional bank financing does.
How long does it take to close on a fix and flip loan?
Our expert team is committed to moving your loan efficiently from application to funding, including same day quotes.
Fix & Flip Loans: As fast as 3 business days; 2 week average
Timelines may vary based on borrower qualifications, property details, and market conditions. In addition, once a borrower is approved, future transactions can close even quicker.
Do I need real estate investing experience to qualify?
Yes, Archwest typically works with experienced investors who have completed at least one project within the past 36 months. Experience requirements vary by loan product, so reach out to discuss eligibility based on your investment background.
How do I start my loan application process?
You can request a quote through our website Get an Estimate and someone will get back to you as quickly as possible.
Ready for Financing?
Tell us about your project and get a personalized estimate in minutes