Best Lender for Experienced Real Estate Investors
Providing fast and efficient loans to investors in residential real estate, from ground-up construction to fix-and-flip and long-term rental hold.
Time-Tested Industry Expertise
Partnering with the nation’s top housing developers and financial institutions, our founders have successfully navigated multiple economic challenges and market cycles.
Partnered with Investors and Developers
20+ Years
Managed Assets
$8 Billion+
Originated Business Purpose Loans
$4 Billion+
Investment Property Loans
Our loan products are built to meet the needs of investors across different business strategies and throughout the life cycle of an investment property.
Ground Up
Finance ground up or mid construction projects through an experienced team
- 12 to 24 Months + Extension
- $250K to $5M+
- Up to 90% LTC
- Up to 70% LTARV
- Industry Low Rates
Fix & Flip
Fund renovation projects with excellent leverage and greater control of timelines
- 6 to 24 Months + Extension
- $150K to $5M+
- Up to 93.5% LTC
- Up to 90% Purchase, 100% Rehab
- Industry Fast Closing and Draws
DSCR Rental
Finance rental properties or short-term rentals at attractive rates based on DSCR
- 30 Year Term
- $75K to $3.5M
- Up to 80% LTV, 75% Cashout
- DSCR as Low as .75
- Up to 25 Properties Per Loan
Rental Portfolio
Bundle multiple rental properties into one simple, non-recourse, blanket loan
- 5, 7, and 10 Year Terms
- $350K to $50M+
- Up to 70% LTV and Cashout
- Non-Recourse Option
- No Limit on Property Count
Bridge Loan
Quickly fund completed or ongoing projects with a flexible short-term loan
- 6 to 12 Months + Extension
- $150K to $5M+
- Up to 80% LTV, 75% Cashout
- No DSCR Requirement
- No Prepayment Penalty
Ready for Financing?
We Make Lending Simple
Built for Speed
We streamline our documentation and approval process so you could close quickly and securely
Focused on Needs
Our flexible loan products are customized to meet the changing needs of investors and the market
Delivering on Service
Our experienced team of experts will deliver the highest level of care, from application to funding
See What Clients are Saying
Archwest has the most efficient lending team I have ever worked with.
They work quickly and clearly to make sure their customers are fully satisfied, all while being friendly and approachable. They make what seems like the impossible, possible.
My team and I look forward to working with them on many more deals to come.
Emilienne F.
Real Estate Investor
The Archwest team has been incredibly knowledgeable and responsive throughout our construction loan process. They always keep us informed about the status of our loan during underwriting and throughout the build they have been supportive and accessible.
Brittney and Kim are great to work with and are always a phone call away, ready to provide assistance on draws and for any questions that come up. I’d highly recommend them to anyone seeking construction financing.
Ashley H.
Real Estate Investor
I’ve refinanced multiple properties, and Archwest has been great to work with.
On the last one, I ran into a tough situation with my property. They did a great job structuring the loan so we could close it with the terms I wanted.
Archwest has always made it easy to get deals done with them.
Austin H.
Real Estate Investor
I used Archwest to help fund a large transaction involving multiple new construction homes. It was not a typical project, but we were able to close on time.
I’d highly recommend collaborating with Archwest on any real estate projects.
Jonathan C.
Real Estate Investor
Frequently Asked Questions
What is Archwest and who is your audience?
Archwest is a national, direct, private lender (non-bank) specializing in financing solutions for residential real estate investors. With a proven track record and deep industry expertise, we are the go-to partner for experienced investors seeking fast, flexible, and reliable funding.
What kind of loan products do you offer?
We provide short-term bridge loans for fix-and-flip projects and new ground-up construction, as well as long-term financing solutions for rental properties and portfolios. Our flexible loan options are designed to support real estate investors at every stage of their investment journey.
How do I start my loan application process?
You can begin instantly and obtain a quick quote through this easy link: Get Started.
Once complete, a member of our team will connect with you to gather more information and prepare a term sheet based on the specifics of your loan.
How quickly can I get approved and funded?
Fast Closing Timelines
Our expert team is committed to working quickly and efficiently to meet each borrower’s specific needs.
- Bridge Loans: When all required documentation is ready to go, loans can be completed in as little as one week from application to closing.
- Fix & Flip Loans: These generally close within two weeks.
- Ground-Up Loans: These generally close within three weeks.
- DSCR Loans: These generally close within three weeks.
- Rental Portfolio Loans: These generally close within four weeks.
Timelines may vary based on borrower qualifications, property details, and market conditions. In addition, once a borrower is approved, future transactions can close even more quickly.
Do you work with first time investors?
We typically work with experienced investors who have completed at least one prior investment. Experience requirements will vary by loan product. Contact us to discuss eligibility based on your investment background.
- Fix & Flip Loans: Typically require at least one completed project within the past 36 months.
- Ground-Up Construction Loans: Generally require three completed projects within the past 36 months.
Do you work with brokers?
Yes, we work extensively with brokers and are always looking for new partnerships. Connect with our team to discuss questions such as compensation and broker protection. Visit Broker Page
Your Go-To Lending Partner
FOR REAL ESTATE INVESTORS
Access funds easily and quickly with our streamlined process
FOR BROKERS
