Bridge Investment Loans | Short-Term Financing
Bridge Loan
Archwest provides flexible bridge loans that give investors short-term capital for acquisition, refinance, or completion of investment properties.
- Fast closings so you never miss a deal
- Flexible terms for a wide range of investment strategies
- No prepayment penalties, so you're never locked in
LOAN STRUCTURE
Terms That Fit Every Bridge Deal
See the loan amounts, terms, and leverage available on every bridge loan we fund, sized to fit your project and property type.
Term
6 to 15 Months
Loan Amount
$150K to $5M+
LTV
Up to 80%
LTV Cashout
Up to 75%
- Non-Owner Occupied
- SFR
- Condo
- Townhome
- 2-4 Plex
- Multifamily Up to 9 Units
LOAN HIGHLIGHTS
Unlock Opportunities with Short-Term Financing
Speed, flexibility, and competitive terms built for investors who need to move quickly on a bridge loan, whether to seize new market opportunities or buy time to stabilize.
Closings as Fast as 7 Days
Move fast on time-sensitive opportunities with a streamlined closing process built for speed.
Flexible Use Cases
Whether you’re acquiring, refinancing, or repositioning a property, our bridge loan adapts to your specific strategy.
No Prepayment Penalties
Pay off your loan whenever it makes sense for your project, without added cost for closing early.
Transition into a Term Loan
Move seamlessly from short-term bridge financing into a long-term loan once your property is stabilized.
PROJECT TYPES
A Bridge Loan for Every Scenario
Whether you’re acquiring, refinancing, or repositioning a property, our bridge loans are structured around your specific strategy.
Acquiring
An acquisition bridge loan gives investors the speed and certainty to purchase a single property or portfolio quickly, competing on time-sensitive real estate deals.
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WHY ARCHWEST
Institutional Capital, Investor-First Approach
We’re not a traditional bank. Our bridge loans are built on a deep understanding of investment real estate, so you get the speed certainty of capital, and flexibility to act on your next move.
A Team That Understands Bridge Lending
Bridge loans require a lender who understands timing. Our team structures short-term capital around the realities of acquisition, repositioning, and stabilization.
Capital That Moves at the Speed of the Deal
An efficient disbursement process keeps your capital moving in step with your strategy, so you're not stuck waiting when timing matters most.
A Partner Beyond the Bridge
We support you through the full lifecycle, from short-term financing to a clear path toward long-term, stable financing once your property is ready.
RECENTLY FUNDED
Financing Bridge Loans Nationwide
OUR PROCESS
From Application to Funding in No Time
1
Loan Inquiry
Start your journey with a quick and easy loan inquiry. Provide basic details about your project, and an Account Executive will contact you to provide terms within 24 hours.
2
Underwriting
Experience our accelerated and efficient underwriting process. A dedicated lending expert will work with you each step of the way.
3
Closing
The Archwest Capital team coordinates with all relevant parties to prepare for closing. Upon approval, your loan moves directly into closing.
4
Loan Funded
Once the closing is complete, your funds are quickly disbursed, so you can move forward with your project without delay.
FAQ
Frequently Asked
Questions
Answers to common questions about working with Archwest Capital
What is a bridge loan used for in real estate investing?
A bridge loan is short-term financing that helps investors acquire a property quickly, refinance existing debt, reposition a property through renovation, or bridge into long-term financing once a property stabilizes.
How is a bridge loan different from a fix and flip loan?
Bridge loans provide flexible short-term financing for property acquisitions, refinances, and repositioning projects. Fix and flip loans are specifically structured around purchasing, renovating, and reselling a property. While either loan may finance improvements, the appropriate product depends on the transaction, renovation scope, and planned exit strategy.
What credit score do I need for a bridge loan?
Archwest generally requires a minimum average FICO score of 680 for bridge loan eligibility, alongside evaluating the property and how it fits your overall investment strategy.
Do I need real estate investing experience to qualify?
Yes, bridge loans generally require at least one completed project within the past 36 months.
Are there prepayment penalties on a bridge loan?
No, Archwest’s bridge loans have no prepayment penalty, giving you the flexibility to refinance or sell as soon as you’re ready.
How do I start my loan application process?
You can request a quote through our website Get an Estimate and someone will get back to you as quickly as possible.
Ready for Financing?
Tell us about your project and get a personalized estimate in minutes
