Bridge Loan
Archwest provides flexible bridge loans that give investors short-term capital for acquisition, refinance, or completion of investment properties.
- Fast closings so you never miss a deal
- Flexible terms for a wide range of investment strategies
- No prepayment penalties, so you're never locked in
LOAN STRUCTURE
Terms That Fit Every Bridge Deal
See the loan amounts, terms, and leverage available on every bridge loan we fund, sized to fit your project and property type.
Term
6 to 15 Months
Loan Amount
$150K to $5M+
LTV
Up to 80%
LTV Cashout
Up to 75%
- Non-Owner Occupied
- SFR
- Condo
- Townhome
- 2-4 Plex
- Multifamily Up to 9 Units
LOAN HIGHLIGHTS
Unlock Opportunities with Short-Term Financing
Speed, flexibility, and competitive terms built for investors who need to move quickly on a bridge loan, whether to seize new market opportunities or buy time to stabilize.
Closings as Fast as 7 Days
Move fast on time-sensitive opportunities with a streamlined closing process built for speed.
Flexible Use Cases
Whether you’re acquiring, refinancing, or repositioning a property, our bridge loan adapts to your specific strategy.
No Prepayment Penalties
Pay off your loan whenever it makes sense for your project, without added cost for closing early.
Transition into a Term Loan
Move seamlessly from short-term bridge financing into a long-term loan once your property is stabilized.
PROJECT TYPES
A Bridge Loan for Every Scenario
Whether you’re acquiring, refinancing, or repositioning a property, our bridge loans are structured around your specific strategy.
Acquiring
An acquisition bridge loan gives investors the speed and certainty to purchase a single property or portfolio quickly, competing on time-sensitive real estate deals.
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Acquisition bridge loans give real estate investors the capital to move fast on a purchase, whether it’s a single property or a full portfolio acquired under one loan.
As a direct, non-bank lender, Archwest structures acquisition financing around the strength of the deal itself, allowing investors to secure property without the delays of traditional bank underwriting.
Refinancing
A refinance bridge loan helps investors pay off an existing loan or transition a property into long-term rental financing once it has stabilized.
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Refinance bridge loans give real estate investors a way to pay off an existing loan, restructure debt on a property they already own, or bridge into long-term rental financing once a property reaches stabilization.
Not every property is ready for permanent financing on day one, and bridging that gap with the right short-term capital keeps a project moving without forcing a premature refinance.
Repositioning
A repositioning bridge loan funds renovation and value-add work that improves a property’s condition, income potential, or market value.
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Repositioning bridge loans, also known as value-add bridge loans, provide capital to renovate, upgrade, or otherwise improve a property to increase its resale value or rental income potential.
Archwest’s bridge lending team funds everything from light cosmetic updates to substantial renovation work, giving real estate investors the flexibility to finance the exact scope their repositioning project requires.
WHY ARCHWEST
Institutional Capital, Investor-First Approach
We’re not a traditional bank. Our bridge loans are built on a deep understanding of investment real estate, so you get the speed certainty of capital, and flexibility to act on your next move.
A Team That Understands Bridge Lending
Bridge loans require a lender who understands timing. Our team structures short-term capital around the realities of acquisition, repositioning, and stabilization.
Capital That Moves at the Speed of the Deal
An efficient disbursement process keeps your capital moving in step with your strategy, so you're not stuck waiting when timing matters most.
A Partner Beyond the Bridge
We support you through the full lifecycle, from short-term financing to a clear path toward long-term, stable financing once your property is ready.
OUR PROCESS
From Application to Funding in No Time
1
Loan Inquiry
Start your journey with a quick and easy loan inquiry. Provide basic details about your project, and an Account Executive will contact you to provide terms within 24 hours.
2
Underwriting
Experience our accelerated and efficient underwriting process. A dedicated lending expert will work with you each step of the way.
3
Closing
The Archwest Capital team coordinates with all relevant parties to prepare for closing. Upon approval, your loan moves directly into closing.
4
Loan Funded
Once the closing is complete, your funds are quickly disbursed, so you can move forward with your project without delay.
FAQ
Frequently Asked
Questions
Answers to common questions about working with Archwest Capital
What kind of loan products do you offer?
We offer short-term bridge loans for fix and flips or new construction.
Are your loans tailored for both investors and brokers?
Yes, we have loans for both borrowers and brokers.
How do I start my loan application process?
You can request a quote through our website Get an Estimate and someone will get back to you as quickly as possible.
How quickly can I get approved and funded?
Closings in as little as 5 business days.
How do I qualify for a loan?
Start by applying online or talking with one of our loan officers. If approved, you’ll get a personalized rate in minutes. Answer a few questions about your experience and the property you want to finance, and we’ll give you personalized loan options.
Do you work with first time investors?
We currently work exclusively with investors who have completed at least one prior investment. For your first investment, we recommend consulting with a local lender, bank, or credit union.
Ready for Financing?
Tell us about your project and get a personalized estimate in minutes