Fix & Flip Investment Loans | Rehab Financing
Fix & Flip
Archwest provides fast, flexible fix and flip financing that helps investors renovate and sell with confidence.
- Fast closings so you never miss a deal
- Funding based on the property, not just your credit
- Dedicated support from application to payoff
LOAN STRUCTURE
Terms That Fit Every Fix & Flip Deal
See the loan amounts, terms, and leverage available on every fix and flip loan we fund, sized to fit your project and property type.
Term
6 to 30 Months
Loan Amount
$200K to $5M+
LTC
Up to 95%
Purchase Price
Up to 92.5%
- Non-Owner Occupied
- SFR
- Condo
- Townhome
- 2-4 Plex
- Multifamily Up to 9 Units
- ADU Conversions
LOAN HIGHLIGHTS
Funding That Fits Your Strategy
Fix and flip financing built around your strategy. Get the capital, leverage, and flexible terms you need to purchase, renovate, and sell properties profitably.
Term Sheet Within 24 Hours
Get moving fast with quick turnaround on your loan terms, so you’re not stuck waiting to lock down a competitive property.
Closings as Fast as 7 Days
Speed matters in fix and flip investing, and our streamlined closing process helps you beat out other buyers on time-sensitive deals.
Interest on Drawn Amounts Only
Keep your holding costs down by paying interest only on the rehab funds you’ve actually drawn, not the full loan amount upfront.
100% of Rehab Funding Available
Whether you’re tackling a light cosmetic refresh or a heavy structural rehab, we can fund the full scope of your renovation budget.
PROJECT TYPES
Built for Every Level of Fix & Flip
From light cosmetic updates to full structural rebuilds, our fix and flip loans are structured to fund the right scope of work for your project.
WHY ARCHWEST
Institutional Capital, Investor-First Approach
The right financing partner can make or break your timeline and profitability. Here’s how we support investors.
Fast, Flexible Capital That Moves With Your Project
We provide an efficient disbursement process that ensures timely access to capital, keeping your investment on track whether you’re funding a quick cosmetic flip or a 12-month heavy rehab.
Terms Built for the Fix & Flip Timeline
Fix and flip loan terms typically range from 6 to 30 months, with interest-only payments during the renovation period, giving investors breathing room whether their project wraps up in 3 months or stretches past a year.
Straightforward Approval, Real Results
Unlike traditional banks, which often require extensive income documentation and lengthy approvals, we focus on the property and your experience as a flipper for a faster, more flexible path to funding.
RECENTLY FUNDED
Financing Fix & Flip Projects Nationwide
OUR PROCESS
From Application to Funding in No Time
1
Loan Inquiry
Start your journey with a quick and easy loan inquiry. Provide basic details about your project, and an Account Executive will contact you to provide terms within 24 hours.
2
Underwriting
Experience our accelerated and efficient underwriting process. A dedicated lending expert will work with you each step of the way.
3
Closing
The Archwest Capital team coordinates with all relevant parties to prepare for closing. Upon approval, your loan moves directly into closing.
4
Loan Funded
Once the closing is complete, your funds are quickly disbursed, so you can move forward with your project without delay.
FAQ
Frequently Asked
Questions
Answers to common questions about working with Archwest Capital
How does a fix and flip loan work?
A Fix & Flip Loan is a short-term financing solution designed for real estate investors looking to purchase, renovate, and resell properties quickly. These loans cover both acquisition and renovation costs, providing the capital needed until the property is sold.
What credit score do I need for a fix and flip loan?
Archwest generally requires a minimum average FICO score of 680 for loan eligibility. Alongside credit, Archwest also weighs the strength of the deal and the investor’s track record, rather than relying solely on personal income documentation the way traditional bank financing does.
How long does it take to close on a fix and flip loan?
Closings can happen in as little as 7 days with Archwest. Timelines may vary based on borrower qualifications, property details, and market conditions.
Do I need real estate investing experience to qualify?
Yes, Archwest typically works with experienced investors who have completed at least one project within the past 36 months. Experience requirements vary by loan product, so reach out to discuss eligibility based on your investment background.
How do I start my loan application process?
You can request a quote through our website Get an Estimate and someone will get back to you as quickly as possible.
Ready for Financing?
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