DSCR Rental

Archwest offers a competitive and flexible DSCR product to help investors tap into existing equity or build and scale long-term rental portfolios with ease.

DSCR Rental

Term

30 Years

Loan Amount

$75K to $3.5M

LTV

Up to 80%

LTV Cashout

Up to 75%

Property Types

Non-Owner Occupied
Single Family Residential
Condo/Townhome (1–4 Units)
Multifamily (5–9 Units)
Short-Term Rentals Okay

Flexible Rental Property Financing Solution

Our DSCR Rental Loan offers a 30-year, long-term financing solution that can be customized to meet the diverse needs of rental property owners and their assets.

Free 30-Day Rate Lock

Up to $3.5 Million Loan

No Max Per Unit Rent

Min DSCR as Low as .75

A Better Way to Finance DSCR Rental Projects

Speed You Can Count On

Quick approvals and funding to seize
opportunities faster

Flexible Financing Options

Terms that adapt to your specific project needs

Expertise You Can Trust

A team that understands the challenges and opportunities in real estate investing

Full Project Support

From purchase to rehab, we’re with you every step of the way

No Hidden Fees

Transparent terms to help you plan with confidence

Speed and Efficiency from Start to Funding

STEP 1

Loan Inquiry

Start with a quick and easy loan inquiry. Provide basic details about your project to receive an instant quote, followed by a consultation with an Account Executive to review your financing options.

STEP 2

Underwriting

Experience our fast and efficient underwriting process. With dedicated lending experts guiding you at each step, we deliver unmatched speed and seamless execution.

STEP 3

Closing

Once approved, we move swiftly to closing. Your funds are disbursed quickly, allowing you to move forward without delay. Renovation and construction draws are made simple and hassle-free.

STEP 4

Loan Funded

With your loan funded, you can focus on executing your project with confidence. Our efficient disbursement process ensures timely access to capital, keeping your investment on track.

Frequently Asked Questions

Archwest is a national, direct, private lender (non-bank) specializing in financing solutions for residential real estate investors. With a proven track record and deep industry expertise, we are the go-to partner for experienced investors seeking fast, flexible, and reliable funding.

We provide short-term bridge loans for fix-and-flip projects and new ground-up construction, as well as long-term financing solutions for rental properties and portfolios. Our flexible loan options are designed to support real estate investors at every stage of their investment journey.

You can begin instantly and obtain a quick quote through this easy link: Get Started.

Once complete, a member of our team will connect with you to gather more information and prepare a term sheet based on the specifics of your loan.

Fast Closing Timelines

Our expert team is committed to working quickly and efficiently to meet each borrower’s specific needs.

  • Bridge Loans: When all required documentation is ready to go, loans can be completed in as little as one week from application to closing.
  • Fix & Flip Loans: These generally close within two weeks.
  • Ground-Up Loans: These generally close within three weeks.
  • DSCR Loans: These generally close within three weeks.
  • Rental Portfolio Loans: These generally close within four weeks.

Timelines may vary based on borrower qualifications, property details, and market conditions. In addition, once a borrower is approved, future transactions can close even more quickly.

We typically work with experienced investors who have completed at least one prior investment. Experience requirements will vary by loan product. Contact us to discuss eligibility based on your investment background.

  • Fix & Flip Loans: Typically require at least one completed project within the past 36 months.
  • Ground-Up Construction Loans: Generally require three completed projects within the past 36 months.

Yes, we work extensively with brokers and are always looking for new partnerships. Connect with our team to discuss questions such as compensation and broker protection. Visit Broker Page

Proven Team. Trusted Lending Partner.

With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.