Ground Up Construction
Archwest provides experienced builders and developers with competitive terms for shovel-ready ground-up and mid-construction investment projects.
- Competitive terms and strong leverage
- Fast closings so your project stays on schedule
- Capital structured to keep your project on time and on budget
LOAN STRUCTURE
Power Your Next Build with Speed and Certainty
With competitive terms built for the full build cycle, strong leverage, and financing tailored to a wide range of property types, we deliver the certainty and resources you need to bring your vision to life.
Term
12 to 30 Months
Loan Amount
$250K to $5M+
LTC
Up to 90%
LTV
Up to 75%
- Non-Owner Occupied
- SFR, Condo, Townhome
- 2-4 Plex
- Multifamily Up to 9 Units
- Infill
- ADU
- Community Builds
LOAN HIGHLIGHTS
Funding That Fits Your Strategy
Built for experienced real estate investors, our ground up construction loan provides speed, flexibility, and reliable capital.
Term Sheet Within 24 Hours
Get moving fast with quick turnaround on your loan terms, so you’re not stuck waiting to lock down land or a build-ready site.
Closings as Fast as 7 Days
Move quickly once your terms are set, so your project timeline stays on track from the start.
Interest on Drawn Amounts Only
Keep your holding costs down by paying interest only on the rehab funds you’ve actually drawn, not the full loan amount upfront.
Flexible Draws & Material Advances
Construction loan draws follow your project’s progress, with eligible advances for select materials and long-lead items before installation.
PROJECT TYPE
Built for Every Stage of the Build
From single-family homes and small multifamily projects to infill, land acquisition, and portfolio builds, our ground up construction loan delivers the capital structure to take your project from blueprint to completion.
WHY ARCHWEST
The Archwest Difference: A Lender Built for Builders
We’re not a traditional bank. Our lending approach is built on a deep understanding of investment real estate, with loan programs designed for efficiency and flexibility, so you get the capital you need, when you need it.
Competitive Pricing, Responsive Service
Industry-leading terms paired with smooth closings and easy draws, so you always know what to expect and when to expect it.
Backed by Real Estate Experience
Our team understands what it takes for real estate investors and developers to execute a successful ground-up construction project.
Confidence From Blueprint to Completion
Reliable funding at every stage of construction, from initial planning through final draw, so your project stays on time and on budget without unexpected gaps.
A Partner From Day One to Payoff
Built-in support for your exit, with future takeout solutions to transition out of construction financing when your project is complete.
OUR PROCESS
From Application to Funding in No Time
1
Loan Inquiry
Start your journey with a quick and easy loan inquiry. Provide basic details about your project, and an Account Executive will contact you to provide terms within 24 hours.
2
Underwriting
Experience our accelerated and efficient underwriting process. A dedicated lending expert will work with you each step of the way.
3
Closing
The Archwest Capital team coordinates with all relevant parties to prepare for closing. Upon approval, your loan moves directly into closing.
4
Loan Funded
Once the closing is complete, your funds are quickly disbursed, so you can move forward with your project without delay.
FAQ
Frequently Asked
Questions
Answers to common questions about working with Archwest Capital
What kind of loan products do you offer?
We offer short-term bridge loans for fix and flips or new construction.
Are your loans tailored for both investors and brokers?
Yes, we have loans for both borrowers and brokers.
How do I start my loan application process?
You can request a quote through our website Get an Estimate and someone will get back to you as quickly as possible.
How quickly can I get approved and funded?
Closings in as little as 5 business days.
How do I qualify for a loan?
Start by applying online or talking with one of our loan officers. If approved, you’ll get a personalized rate in minutes. Answer a few questions about your experience and the property you want to finance, and we’ll give you personalized loan options.
Do you work with first time investors?
We currently work exclusively with investors who have completed at least one prior investment. For your first investment, we recommend consulting with a local lender, bank, or credit union.
Ready for Financing?
Tell us about your project and get a personalized estimate in minutes