Premier Fix & Flip Loans for High-ARV Luxury Projects
For experienced real estate investors in the Westside, your profit is measured in the speed of capital and the quality of your renovation. The housing market offers immense After Repair Value (ARV) potential on updated properties, driven by affluent buyers who demand impeccable, modern coastal design and smart-home luxury. You need a financial partner who can move as fast as the competitive acquisition cycle. Archwest Capital provides agile, in-house fix-and-flip loans designed specifically for the high-end renovation demands of the Westside.
From transforming classic bungalows in the Alphabet Streets into modern havens to undertaking complete luxury gut-rehabs in Marquez Knolls, our tailored financing and streamlined process empower you to renovate with confidence and speed, ensuring maximum resale profit.
LOAN HIGHLIGHTS
Fix and Flip Loan
Term
6 to 30 Months
Loan Amount
$200K to $5M+
LTC
Up to 95%
Cost Breakdown
Up to 92.5% of Purchase
& 100% of Rehab
Property Types
Non-Owner Occupied
SFR, Condo, Townhome, 2–4 Plex
Multifamily Up to 9 Units
ADU Conversions Okay
Power Your Next Project with Speed and Certainty
Fix-and-flip projects demand speed, flexibility, and reliable capital. Our Fix & Flip Loan is built for experienced real estate investors ready to turn distressed properties or outdated homes into profitable residential assets. With competitive terms, strong leverage, and financing tailored to a wide range of property types, we deliver the certainty and resources you need to bring your vision to life.
From gut renovations and light remodels to historic home modernizations and portfolio flips, our Fix & Flip Loan provides the capital structure and confidence to take your project from acquisition to resale, on time and on budget.
WHY ARCHWEST
The Archwest Difference: A Lender Built for Fix & Flip Investors
At Archwest Capital, we understand that your project’s success hinges on rapid, reliable financing. We are not a traditional bank; our lending approach is built on a deep understanding of investment real estate and the need for a lender who understands your business. Our loan programs are crafted for efficiency and flexibility, ensuring you have the capital you need precisely when you need it.
Term Sheet Within 24 Hours
Closings in Under 7 Days
Interest on Drawn Amounts Only
100% of Rehab Funding Available
PACIFIC PALISADES MARKET
Your Westside Investment Partner: Local Market Insights
Beyond providing capital, Archwest Capital is a partner with unparalleled local market knowledge. Our team closely monitors the local appreciation trends and the crucial 70% ARV rule specific to the Westside’s luxury segment. We understand which essential upgrades such as seamless indoor outdoor connectivity, energy efficient systems, and spa like bathrooms yield the highest ARV in this high cost, high-return market.
Specializing in Pacific Palisades' High-Profit Fix & Flip Markets
We specialize in financing projects in the neighborhoods where the area’s real estate investors are finding the greatest resale success on high-end properties.
The Riviera: This area is the gold standard for high-end flipping, where large estates and properties benefit from new construction ARV. Our agile process ensures you secure fast capital to win bids on rare, large-lot opportunities and execute flawless, premium-grade renovations.
The Alphabet Streets: Ideal for investors targeting volume or seeking out smaller, older homes ripe for complete modern coastal transformation and expansion, with strong buyer demand due to the neighborhood’s walkability to Palisades Village.
Castellammare & El Medio Bluffs: Prime for renovations that maximize stunning ocean views. We fund projects focused on structural updates and design enhancements that fully leverage the irreplaceable bluff-top scenery.
Benefits in the Pacific Palisades Market
| Benefits | Why It Matters Here |
|---|---|
| Up to 90% LTC | Buy more with less out of pocket |
| 100% Rehab Financing | Complete your full scope without using your own cash |
| Fast Approvals | Close quickly in competitive neighborhoods |
| Ideal for Value Add Deals | Perfect for older homes with strong resale upside |
| Local Support | Insights to guide you deal-by-deal |
What Our Partners Say
Archwest is the best lender to the best flippers. We help clients execute with speed and maximize returns.
How It Works
Apply Online
We assess your plans and track record to ensure a strong market fit.
Get Approved Fast
Detailed review of budget, scope, and exit strategy with appraisals based on completed value.
Close & Fund
Interest-only payments during construction; underwriting focused on project strength.
Renovate & Sell (or Refi)
Fix the property and exit through sale or transition into a DSCR rental loan.
FAQ
Frequently Asked
Questions
Answers to common questions about working with Archwest Capital
How does a fix and flip loan work?
A Fix & Flip Loan is a short-term financing solution designed for real estate investors looking to purchase, renovate, and resell properties quickly. These loans cover both acquisition and renovation costs, providing the capital needed until the property is sold.
What credit score do I need for a fix and flip loan?
Archwest generally requires a minimum average FICO score of 680 for loan eligibility. Alongside credit, Archwest also weighs the strength of the deal and the investor’s track record, rather than relying solely on personal income documentation the way traditional bank financing does.
How long does it take to close on a fix and flip loan?
Closings can happen in as little as 7 days with Archwest. Timelines may vary based on borrower qualifications, property details, and market conditions.
Do I need real estate investing experience to qualify?
Yes, Archwest typically works with experienced investors who have completed at least one project within the past 36 months. Experience requirements vary by loan product, so reach out to discuss eligibility based on your investment background.
How do I start my loan application process?
You can request a quote through our website Get an Estimate and someone will get back to you as quickly as possible.
Nationwide Lender with Local Expertise
County: Los Angeles, Orange
City: Pacific Palisades (Los Angeles), Santa Monica, Malibu, Beverly Hills, West Hollywood, Culver City, Los Angeles, Pasadena, Burbank, Glendale, Torrance, Long Beach, Inglewood, Hawthorne, Redondo Beach, Manhattan Beach, Hermosa Beach, El Segundo, Palos Verdes Estates, Rancho Palos Verdes
Recently Funded
Ready to Flip in Pacific Palisades?
From the Alphabet Streets’ charm to The Riviera’s grandeur, the Westside offers exceptional high-ARV renovation opportunities. Archwest delivers the funding you need to acquire, execute, and sell quickly and profitably across the entire MSA.