Bridge Loan

Borrowers can leverage our flexible bridge loans to access short-term capital for a myriad of reasons such as acquisition, refinance, or completion of investment properties.

Bridge Loan

Term

6 to 15 Months

Loan Amount

$150K to $5M+

LTV

Up to 80%

LTV Cashout

Up to 75%

Property Types

Non-Owner Occupied
SFR, Condo, Townhome, 2–4 Plex
Multifamily Up to 9 Units

Bridge product, house image

Unlock Opportunities with Short-Term Financing

Our speed, flexibility, simplified process, and competitive terms are ideal for investors needing to move quickly and take advantage of market opportunities or buy more time for stabilization.

Closings as Quick as 7 Days

Flexible Use Cases

No Prepayment Penalties

Transition into Term Loan

Speed and Efficiency from Start to Funding

STEP 1

Loan Inquiry

Start with a quick and easy loan inquiry. Provide basic details about your project to receive an instant quote, followed by a consultation with an Account Executive to review your financing options.

STEP 2

Underwriting

Experience our fast and efficient underwriting process. With dedicated lending experts guiding you at each step, we deliver unmatched speed and seamless execution.

STEP 3

Closing

Once approved, we move swiftly to closing. Your funds are disbursed quickly, allowing you to move forward without delay. Renovation and construction draws are made simple and hassle-free.

STEP 4

Loan Funded

With your loan funded, you can focus on executing your project with confidence. Our efficient disbursement process ensures timely access to capital, keeping your investment on track.

Frequently Asked Questions

Archwest is a national, direct, private lender (non-bank) specializing in financing solutions for residential real estate investors. With a proven track record and deep industry expertise, we are the go-to partner for experienced investors seeking fast, flexible, and reliable funding.

We provide short-term bridge loans for fix-and-flip projects and new ground-up construction, as well as long-term financing solutions for rental properties and portfolios. Our flexible loan options are designed to support real estate investors at every stage of their investment journey.

You can begin instantly and obtain a quick quote through this easy link: Get Started.

Once complete, a member of our team will connect with you to gather more information and prepare a term sheet based on the specifics of your loan.

Fast, Reliable Closing Times

Speed is our strength. Our experienced team is dedicated to moving quickly and efficiently, delivering same-day quotes and same-day construction draws upon closing.

  • Fix & Flip Loans: Typically close in 5–10 days. Our record closing is 1 day.
  • Ground-Up Loans: Generally close in 7–14 days, with a record closing of 2 days.
  • DSCR Loans: Usually close in 10–20 days. We’ve closed one in as fast as 3 days.
  • Rental Portfolio Loans: Typically close in 12–24 days, with a record 5-day closing.

Timelines will vary depending on borrower qualifications, documentation readiness, property specifics, and market conditions. Additionally, once a borrower is approved, future transactions may close even faster.

We typically work with experienced investors who have completed at least one prior investment. Experience requirements will vary by loan product. Contact us to discuss eligibility based on your investment background.

  • Fix & Flip Loans: Typically require at least one completed project within the past 36 months.
  • Ground-Up Construction Loans: Generally require three completed projects within the past 36 months.

Yes, we work extensively with brokers and are always looking for new partnerships. Connect with our team to discuss questions such as compensation and broker protection. Visit Broker Page

Proven Team. Trusted Lending Partner.

With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with thousands of real estate investors on projects nationwide.