Ground Up Construction
Archwest provides experienced builders and developers with competitive terms for shovel-ready ground-up and mid-construction investment projects.
Ground Up Construction Loan
Term
12 to 30 Months
Loan Amount
$250K to $5M+
LTC
Up to 90%
LTV
Up to 75%
Property Types
Non-Owner Occupied
SFR, Condo, Townhome, 2–4 Plex
Multifamily Up to 9 Units
Infill, ADU, Community Builds
Power Your Next Build with Speed and Certainty
Ground up construction demands speed, flexibility, and reliable capital. Our Ground Up Construction Loan is built for experienced real estate investors ready to turn raw land or teardown sites into profitable residential developments. With competitive terms, strong leverage, and financing tailored to a wide range of property types, we deliver the certainty and resources you need to bring your vision to life.
From single-family homes and small multifamily projects to infill and portfolio builds, our Ground Up Construction Loan provides the capital structure and confidence to take your project from blueprint to completion, on time and on budget.
WHY ARCHWEST
The Archwest Difference: A Lender Built for Builders
At Archwest Capital, we understand that your project’s success hinges on rapid, reliable financing. We are not a traditional bank; our lending approach is built on a deep understanding of investment real estate and the need for a lender who understands your business. Our loan programs are crafted for efficiency and flexibility, ensuring you have the capital you need precisely when you need it.
Pricing – We offer the most competitive terms in the industry.
Speed – We can close in as fast as 7 days, with 24 hour draws.
Expertise – Our construction lending team understands your needs.
Service – Smooth closings, easy draws, and future takeout solutions.
RESOURCES
Support and Loan
Management
Our dedicated construction loan support team is here to assist you every step of the way. Access essential resources, get expert guidance, and manage your loan with ease—all in one place.
OUR PROCESS
From Application to Funding in No Time
STEP 1
Loan Inquiry
Start your journey with a quick and easy loan inquiry. Provide basic details about your project, and an Account Executive will contact you to provide terms within 24 hours.
STEP 2
Underwriting
Experience our accelerated and efficient underwriting process. A dedicated lending expert will work with you each step of the way.
STEP 3
Closing
The Archwest Capital team coordinates with all relevant parties to prepare for closing. Upon approval, your loan moves directly into closing.
STEP 4
Loan Funded
Once the closing is complete, your funds are quickly disbursed, so you can move forward with your project without delay.
FAQ
Frequently Asked
Questions
Answers to common questions about working with Archwest Capital
What kind of loan products do you offer?
We offer short term bridge loans for fix and flips or new construction along with long term financing for rental properties.
Are your loans tailored for both investors and brokers?
Yes, we have loans for both borrowers and brokers.
How do I start my loan application process?
You can request a quote through our website Get Started and someone will get back to you as quickly as possible.
How quickly can I get approved and funded?
Closings in as little as 5 business days
How do I qualify for a loan
Start by applying online or talking with one of our loan officers. If approved, you’ll get a personalized rate in minutes. Answer a few questions about your experience and the property you want to finance, and we’ll give you personalized loan options.
Do you work with first time investors?
We currently work exclusively with investors who have completed at least one prior investment. For your first investment, we recommend consulting with a local lender, bank, or credit union.
Ready for Financing?
Tell us about your project and get a personalized estimate in minutes